Being a convicted biker can be a hassle because a history of convictions can cause some insurers to bump up charges on your policy, which is not ideal.
But here at Bike Devil, we understand how frustrating this can be.
So, we will work with you to tailor your policy and get you a fair price. In doing so, we would need to ask you a few additional questions, but it is all in the name of getting you the best price possible.
Do you have points on your licence?
Sometimes receiving points on your licence can be an honest mistake, and there are also times where they are not. No matter what the circumstances are, penalty points can play a massive role when taking out motorcycle insurance. But we believe that everyone can learn and grow from their mistakes, and this is why we do not penalise our customers.
Please remember that honesty is the best policy when declaring that you have driving convictions on your licence. You may think you will get a better price by hiding the fact that you have points. But trust in us when we say that it will soon appear in the woodworks, and it will have a HUGE effect on your premium. Bike Devil recommends that you disclose all penalty points and endorsements you have had in the past five years.
All driving offences have a conviction/endorsement code, which outlines how many points you will receive on your licence or a disqualification from driving. Penalty points will stay on your driving licence for four years. But all convictions/endorsements, regardless of if you received penalty points or had a disqualification, have to be disclosed for five years.
Getting a quote
No one can predict how much their policy premium will increase from the following year after receiving a conviction, as so many variables can come into play. Therefore, we encourage you to give us a call after you have done a quote online to ensure that you are getting the best possible price. All policies come with up to £100,000 worth of free legal cover and optional add-ons that give that extra bit of security.
Get a quote with us today and see what we can do for you!